After years of helping doctors and dentists through real claims, here’s the blunt truth: the wording in your income protection policy matters more than the logo on the front.

After years of working with medical families, I can tell you this: equalising super balances between spouses is one of the most effective and most overlooked strategies for doctors.

I’m often asked by doctors and dentists whether an SMSF is the right move especially when they’re looking to buy their own practice rooms. The short answer: an SMSF can be a powerful tool for the right purpose, but it’s not a one-size-fits-all solution.